I would agree that processing money has been an issue, but thats mainly for the American sites. This could be seen as the mian issue if it werent for the rest of the networks not servicing Americans. these seem to be worse off than the others.
The problem with skins is that any joe can open up a room due to the low costs of using a skin. this makes most
poker rooms not so great since they are investing much less had they paid for their own software.
If you dropped a few hundred thousand on your own software, you would be much more willing to succeed and run a decent site. Im not sure if youve seen some of these skins, but many of them look like they were made back in the 90's . Iron duke comes to mind. their home page is something that looks like a teenager using Yahoo site builder made.
IDK, these are just my opinions on the matter and likely way off, but I truly feel that the network model is not the way to go if you want to have longevity in this business.